Details

<span>Beyond Piggy Banks </span>
<span>is a light-hearted simple guide for parents to teach young children the fundamentals of finance. By incorporating it into their everyday life and using activities, games, quizzes and other fun and interactive tools, your child will build the strong financial foundation needed to make smart decisions as they grow.</span>

<p><span>Foreword</span><br><br></p>
<p><span>Philip J. Cook, Professor emeritus of Public Policy and Economics, Duke University </span><br><br></p>
<p><span>Preface</span><br><br></p>
<p><span>Acknowledgements</span><br><br></p>
<p><span>Part One: Tips for the Already-Overwhelmed Parent</span><br><br></p>
<p><span>Chapter 1: Why Teach Finance to Elementary Aged Children?</span><br><br></p>
<p><span>What is Financial Literacy?</span><br><br></p>
<p><span>Why is Financial Literacy Important for Adults?</span><br><br></p>
<p><span>Why Teach Kids </span><span>So Young</span><span>?</span><br><br></p>
<p><span>A Real-life Example (kind-of)</span><br><br></p>
<p><span>Trends Affecting the Next Generation</span><br><br></p>
<p><span>Some Silver Linings</span><br><br></p>
<p><span>Won’t They Learn Finance in School?</span><br><br></p>
<p><span>Short and Sweet Takeaways</span><br><br></p>
<p><span>Chapter 2: How to Make Teaching Finance to Kids Painless</span><br><br></p>
<p><span>Teach/Explore/Discuss</span><br><br></p>
<p><span>Need to Learn More About Finance Before You Teach It? 3 Easy Steps to Prepare</span><br><br></p>
<p><span>The Importance of Talking with Your Child</span><br><br></p>
<p><span>A Step-by-Step Guide to Age-Appropriate Information</span><br><br></p>
<p><span>Internet, Apps, and Debit Cards...Oh My!</span><br><br></p>
<p><span>Short and Sweet Takeaways</span><br><br></p>
<p><span>Part Two: Getting Started with Money- </span><span>Beginner Level: PreK–1</span><span>^st</span><span> Grade</span><br><br></p>
<p><span>Chapter 3: What is Money?</span><br><br></p>
<p><span>Explaining Money</span><br><br></p>
<p><span>Play Archeologist with Coins</span><br><br></p>
<p><span>Counting Coins</span><br><br></p>
<p><span>Moving on to Dollars</span><br><br></p>
<p><span>Where Does Money Come From?</span><br><br></p>
<p><span>How Coins are Made</span><br><br></p>
<p><span>The Making of a Dollar Bill</span><br><br></p>
<p><span>Sharing Fun Facts about Money</span><br><br></p>
<p><span>Money from Other Countries</span><br><br></p>
<p><span>Books for Learning</span><br><br></p>
<p><span>Online Resources</span><br><br></p>
<p><span>Short and Sweet Takeaways</span><br><br></p>
<p><span>Chapter 4: Why Do We Need Money?</span><br><br></p>
<p><span>What is Money, Really?</span><br><br></p>
<p><span>Why is Money Important?</span><br><br></p>
<p><span>What Does it Cost?</span><br><br></p>
<p><span>Short and Sweet Takeaways</span><br><br></p>
<p><span>Chapter 5: How Do We Get Money?</span><br><br></p>
<p><span>What is a Job?</span><br><br></p>
<p><span>Types of Jobs</span><br><br></p>
<p><span>What’s a Boss?</span><br><br></p>
<p><span>Books for Learning</span><br><br></p>
<p><span>Online Resources</span><br><br></p>
<p><span>Short and Sweet Takeaways</span><br><br></p>
<p><span>Chapter 6: The Building Blocks for Piggy Banks</span><br><br></p>
<p><span>Building Block 1: Needs versus Wants</span><br><br></p>
<p><span>Household and Family Needs</span><br><br></p>
<p><span>Building Block 2: Priorities</span><br><br></p>
<p><span>Building Block 3: Decision Making</span><br><br></p>
<p><span>Steps to Smart Decision Making</span><br><br></p>
<p><span>Books for Learning</span><br><br></p>
<p><span>Short and Sweet Takeaways</span><br><br></p>
<p><span>Part Three: Piggy Bank Basics (Save, Share, and Spend)- </span><span>Intermediate Level: 1</span><span>^st</span><span>–5</span><span>^th</span><span> Grade</span><br><br></p>
<p><span>Chapter 7: Allowance and Kid Jobs</span><br><br></p>
<p><span>How to Structure Allowance</span><br><br></p>
<p><span>Allowance Hybrid</span><br><br></p>
<p><span>Allowance Rules</span><br><br></p>
<p><span>Earning Extra Money</span><br><br></p>
<p><span>Benefits of Working</span><br><br></p>
<p><span>Working Guidelines</span><br><br></p>
<p><span>Fun Jobs for Kids At All Ages</span><br><br></p>
<p><span>Books for Learning</span><br><br></p>
<p><span>Online Resources</span><br><br></p>
<p><span>Short and Sweet Takeaways</span><br><br></p>
<p><span>Chapter 8: Responsible Spending</span><br><br></p>
<p><span>Start with Cash</span><br><br></p>
<p><span>Save, Spend, &amp; Share Piggy Banks</span><br><br></p>
<p><span>Never Too Young To Budget</span><br><br></p>
<p><span>Pull Back Your Own Spending Curtains</span><br><br></p>
<p><span>Smart Shopping</span><br><br></p>
<p><span>Setting a Positive Example</span><br><br></p>
<p><span>Books for Learning</span><br><br></p>
<p><span>Online Resources</span><br><br></p>
<p><span>Short and Sweet Takeaways</span><br><br></p>
<p><span>Chapter 9: Saving</span><br><br></p>
<p><span>Why Teach Young Children About Saving?</span><br><br></p>
<p><span>Saving Versus Spending</span><br><br></p>
<p><span>You are Already Teaching Your Child to Save</span><br><br></p>
<p><span>Teaching by Example</span><br><br></p>
<p><span>Pump the Brakes on Buying</span><br><br></p>
<p><span>Books for Learning</span><br><br></p>
<p><span>Online Resources</span><br><br></p>
<p><span>Short and Sweet Takeaways</span><br><br></p>
<p><span>Chapter 10: Sharing</span><br><br></p>
<p><span>Section I: The Fundamentals of Sharing</span><br><br></p>
<p><span>Why Teach Young Children About Sharing?</span><br><br></p>
<p><span>Explaining Charity</span><br><br></p>
<p><span>Show Your Child the Good</span><br><br></p>
<p><span>Start at Home</span><br><br></p>
<p><span>Set the Example</span><br><br></p>
<p><span>Encourage Gratitude</span><br><br></p>
<p><span>Section II: Get Involved</span><br><br></p>
<p><span>Little Things Matter</span><br><br></p>
<p><span>Charitable Activities for Kids</span><br><br></p>
<p><span>The Sharing Jar</span><br><br></p>
<p><span>Child-Friendly Charities</span><br><br></p>
<p><span>Fundraising</span><br><br></p>
<p><span>Books for Learning</span><br><br></p>
<p><span>Online Resources</span><br><br></p>
<p><span>Short and Sweet Takeaways</span><br><br></p>
<p><span>Part Four: For The Over-Achieving Kids (or Parents) Who Want to Learn </span><span>Even More </span><span>About Finance!- </span><span>Advance Level: 2</span><span>^nd</span><span>–5</span><span>^th</span><span> grade</span><br><br></p>
<p><span>Chapter 11: Kiddie Economics</span><br><br></p>
<p><span>How Do Businesses Use Money?</span><br><br></p>
<p><span>What Do Businesses Buy With Their Money?</span><br><br></p>
<p><span>Business Profits</span><br><br></p>
<p><span>What is “The Economy”?</span><br><br></p>
<p><span>Macroeconomics (Big) Versus Microeconomics (Small)</span><br><br></p>
<p><span>Microeconomics</span><br><br></p>
<p><span>Important Concepts in Microeconomics (So They Can Impress Their Friends)</span><br><br></p>
<p><span>Your Child Already Understands Supply and Demand</span><br><br></p>
<p><span>Macroeconomics</span><br><br></p>
<p><span>The Economy is Always Changing</span><br><br></p>
<p><span>Important Concepts in Macroeconomics (They Can Impress Their Friends Even More)</span><br><br></p>
<p><span>Books for Learning</span><br><br></p>
<p><span>Online Resources</span><br><br></p>
<p><span>Matching Game</span><br><br></p>
<p><span>Short and Sweet Takeaways</span><br><br></p>
<p><span>Chapter 12: Intro to Banking &amp; Investing</span><br><br></p>
<p><span>Interest: Money Making Money</span><br><br></p>
<p><span>Fun with Calculators (Yes, Fun!)</span><br><br></p>
<p><span>The Business of Banking</span><br><br></p>
<p><span>What is a Bank?</span><br><br></p>
<p><span>Bank Accounts</span><br><br></p>
<p><span>Opening a Bank Account</span><br><br></p>
<p><span>How do I Get My Money?</span><br><br></p>
<p><span>Bank Statements</span><br><br></p>
<p><span>Investing</span><br><br></p>
<p><span>What in the World is a Stock?</span><br><br></p>
<p><span>Why Do People Buy Stocks?</span><br><br></p>
<p><span>Matching Game</span><br><br></p>
<p><span>Short and Sweet Takeaways</span><a></a><br><br></p>
<p><span>Chapter 13: Learning about Advertising, Debt &amp; Taxes</span><br><br></p>
<p><span>Advertising</span><br><br></p>
<p><span>Electronic Payments</span><br><br></p>
<p><span>Debt: The Good, the Bad and the Very Ugly</span><br><br></p>
<p><span>Rules of Debt</span><br><br></p>
<p><span>Taxes</span><br><br></p>
<p><span>Matching Game</span><br><br></p>
<p><span>Short and Sweet Takeaways</span><br><br></p>
<p><span>Chapter 14: Some Parting Words</span><br><br></p>
<p><span>Appendix A: Matching Game Answers</span><br><br></p>
<p><span>Appendix B: Quiz Answers</span><br><br></p>
<p><span>Appendix C: Activity Index</span><br><br></p>
<p><span>About the Author</span><br><br></p>
<p><br><br></p>
<p><a></a></p>

<p><span>Liz Frazier</span><span> is a Certified Financial Planner specializing in financial planning for families and working professionals. She decided to go into financial planning after the birth of her first child because, like so many other new parents, she realized the overwhelming need to make sure her family was financially prepared and protected. Her goal is to alleviate the anxiety that surrounds finances and provide simple and painless advice for all of life's stages and changes. </span></p>

<span>12/10/2019: </span>
<span>The Riverstown Patch </span>
<span>shows you how to tame your child's holiday gift obsession with help from author Liz Frazier.</span>
<br>
<br>
<span>Link: <a href="https://patch.com/new-york/rivertowns/how-tame-your-childs-holiday-gift-obsession"><span>https://patch.com/new-york/rivertowns/how-tame-your-childs-holiday-gift-obsession</span></a></span>